Terms of Service

1. Acceptance of Terms

By accessing or using the Hernova website ("Site"), you agree to be bound by these Terms of Service and our Privacy Policy. If you disagree with any part of these Terms, you may not access the Site.

2. Description of Service

Hernova provides free online calculators for various purposes, including:

• Financial calculations (mortgage, loan, retirement)
• Construction calculations (tile, paint, concrete)
• Health and fitness calculations (BMI, calorie, age)
• Everyday math calculations (tip, percentage, discount)
• Conversion tools (unit, currency, time zone)

The Service is provided "as is" and we make no guarantees regarding accuracy, completeness, or reliability.

3. User Eligibility

By using our Site, you represent and warrant that:

• You are at least 13 years of age
• You have the legal capacity to enter into these Terms
• Your use of the Site does not violate any applicable law or regulation

If you are under 13, you may not use our Site. If you are between 13 and 18, you may use our Site only with parental or guardian consent.

4. Account Registration

Currently, Hernova does not require account registration to use our calculators. You may use our Site anonymously. However, we reserve the right to introduce account features in the future.

5. Acceptable Use

You agree not to use the Site to:

• Violate any applicable laws or regulations
• Infringe upon the intellectual property rights of others
• Upload or transmit viruses or malicious code
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the integrity or performance of the Site
• Use automated systems (bots, scrapers) to access the Site without permission
• Generate excessive traffic that could impair Site performance

We reserve the right to terminate or restrict your access to the Site for any violation of these Terms.

6. Intellectual Property

6.1 Our Content

All content on the Hernova Site, including but not limited to text, graphics, logos, images, calculators, and software, is the property of Hernova or its content suppliers and is protected by copyright and other intellectual property laws.

6.2 Calculator Algorithms

The mathematical formulas and algorithms used in our calculators are either publicly available knowledge or our proprietary implementations. You may not copy, reverse engineer, or misuse our calculator algorithms.

6.3 License to Use

We grant you a limited, non-exclusive, non-transferable license to access and use the Site for personal, non-commercial purposes. This license does not include:

• Resale or commercial use of the Site or its contents
• Collection and use of any calculator listings or descriptions
• Derivative use of the Site or its contents
• Use of data mining, robots, or similar data gathering tools

6.4 User Content

If you submit feedback, suggestions, or other content to us, you grant us a worldwide, perpetual, irrevocable, royalty-free license to use, modify, and distribute that content.

7. Disclaimer of Warranties

THE SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. WE MAKE NO WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• WARRANTIES OF MERCHANTABILITY
• FITNESS FOR A PARTICULAR PURPOSE
• NON-INFRINGEMENT
• ACCURACY OF CALCULATOR RESULTS
• CONTINUOUS OR ERROR-FREE OPERATION

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, HERNOVA SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

• LOSS OF PROFITS
• LOSS OF DATA
• BUSINESS INTERRUPTION
• PERSONAL INJURY
• PROPERTY DAMAGE

ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SITE OR CALCULATOR RESULTS.

OUR TOTAL LIABILITY TO YOU FOR ANY CLAIMS ARISING FROM THESE TERMS OR YOUR USE OF THE SITE SHALL NOT EXCEED $100.

9. Indemnification

You agree to indemnify, defend, and hold harmless Hernova, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with:

• Your access to or use of the Site
• Your violation of these Terms
• Your violation of any rights of a third party
• Your reliance on calculator results for important decisions

10. Third-Party Links and Services

Our Site may contain links to third-party websites or services that are not owned or controlled by Hernova. We have no control over, and assume no responsibility for:

• The content, privacy policies, or practices of any third-party sites
• Affiliate products or services linked from our Site
• Advertisements displayed on our Site through Google AdSense

You acknowledge and agree that Hernova shall not be responsible or liable for any damage or loss caused by or in connection with use of any third-party content, goods, or services.

11. Affiliate Disclosure

Hernova participates in affiliate marketing programs. This means we may earn commissions on qualifying purchases made through our links. Our affiliate relationships include:

• Amazon Associates: We earn from qualifying Amazon purchases
• Financial product affiliates: Commission from financial service referrals
• Construction product affiliates: Commission from tool and material referrals

Affiliate links do not affect the price you pay. We only recommend products we believe provide value to our users.

12. Advertising

Our Site displays advertisements through Google AdSense and other advertising networks. These advertisements help support the free operation of our calculators.

By using our Site, you acknowledge that:

• We have no control over the content of advertisements
• Advertisements may use cookies and tracking technologies
• You can opt out of personalized advertising through Google Ads Settings

13. Termination

We may terminate or suspend your access to the Site immediately, without prior notice or liability, for any reason, including but not limited to:

• Violation of these Terms
• Abusive or excessive use of our calculators
• Suspected fraudulent or malicious activity

Upon termination, your right to use the Site will immediately cease.

14. Governing Law

These Terms shall be governed and construed in accordance with the laws of South Africa, without regard to its conflict of law provisions.

Any disputes arising from these Terms or your use of the Site shall be resolved in the courts of South Africa.

15. Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect.

By continuing to access or use our Site after revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Site.

16. Severability

If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

17. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Hernova regarding our Site and supersede any prior agreements.

18. Contact Information

If you have any questions about these Terms, please contact us:

• Email: legal@hernova.co.za
• Website: hernova.co.za/legal/terms-of-service.html
• Mailing Address: [Your Business Address]

We will respond to your inquiry within 30 business days.